New Home Financing as Low as 4.99% in Fort Myers

Home buyers are increasingly looking for new home builders who can offer more than just quality construction. With the Fort Myers housing market shifting and interest rates playing a pivotal role in decision-making, many potential homeowners are seeking new home builders that can provide better financing options. Some are offering new home financing as low as 4.99% on a 30 year fixed rate mortgage.

As one of the fastest-growing cities in the state, Fort Myers has seen a surge in new home construction, making it a desirable location for buyers of all types, whether they are looking for their primary residence, a second home or a vacation home. For prospective homeowners, finding the right home builder who can offer affordable financing options is key.

A few prominent builders are offering direct low-rate financing starting at 4.99% for a 30-year fixed-rate mortgage. These builders work closely with financial institutions or their own in-house financing departments to provide buyers with competitive rates, making homeownership more attainable.

However, it’s important to realize that these major national builders have their own sales people on staff and they represent the builder. As an agent working in the Fort Myers region, Mike Colpitts represents buyers exclusively in new home purchases so when you put Mike to work for you your interests are protected first.

1- Pulte Homes – Financing as Low as 4.99%

One of the top names in new home construction in Fort Myers is Pulte Homes. Known for their attention to detail and quality craftsmanship, Pulte offers a variety of home models in several communities throughout the area. Pulte Homes has long been a trusted name in the industry, and they understand the challenges of the current mortgage landscape. As part of their commitment to helping buyers, Pulte has partnered with lenders to offer special financing options, including 30-year fixed-rate mortgages at 4.99%. This rate allows buyers to lock in a low monthly payment.

Pulte Homes also offers a range of incentives to make the home-buying process more affordable, including assistance with closing costs and other financial perks. By providing these financing options, Pulte makes it easier for buyers to qualify for a mortgage and step into their dream home with peace of mind.

2- D.R. Horton – Builder Financing

D.R. Horton, the largest homebuilder in the U.S., also has a significant presence in Fort Myers. Known for building high-quality homes at various price points, Horton offers a diverse selection of properties that cater to both first-time homebuyers and those looking for more luxurious, customized residences. As part of their mission to make homeownership more accessible, D.R. Horton offers direct financing options through their in-house mortgage division. This division offers a 30-year fixed-rate mortgage starting at 4.99%.

The company’s ability to offer such financing comes from their long-standing relationships with major lenders and their extensive resources, which allow them to pass on savings to buyers. With several active communities in the Fort Myers area, D.R. Horton is an attractive option for those looking for both quality and affordable financing.

3- Lennar Homes – Financing as Low as 4.99%

Lennar Homes is another major player in the Fort Myers market, known for its innovative designs and commitment to customer satisfaction. The company has long been at the forefront of offering new homes with various financing options, and they are currently providing 4.99% financing on 30-year fixed-rate mortgages through their in-house lender, Lennar Mortgage. This option allows buyers to secure a competitive rate while purchasing one of Lennar’s homes in Fort Myers.

Lennar’s homes come with modern, energy-efficient features and are designed to appeal to a broad range of buyers. Whether it’s a smaller starter home or a larger luxury estate, Lennar’s financing options, combined with their top-tier homes, make them a solid choice.

4- Mattamy Homes – Network of Lenders

Another builder with a growing presence in the Fort Myers market is Mattamy Homes, a renowned builder of new homes across North America. Mattamy offers a wide selection of homes with a focus on creating comfortable and practical living spaces. The company also recognizes the need for affordable financing, and to help buyers navigate the current housing market, they offer 30-year fixed-rate mortgages starting at 4.99%. By working with their trusted network of lenders, Mattamy ensures that buyers have access to the best possible rates for their home purchase.

These programs are provided to new homeowners who must qualify for the mortgages through fairly standard industry qualification lending processes and must have sufficient down payments, and good credit to qualify for the loans. Mike Colpitts can help you through the process.